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I began my career as an Offline check merchandiser in Jumia, Nigeria before pursuing a master’s degree in the area of Banking and Finance at Bowen University (Nigeria). My master’s dissertation focused on credit risk management and performance of microfinance banks in selected states in southwestern Nigeria.

Then I began my Doctoral studies at ÐßÐßÊÓƵ in April 2019. It is my hope that my research will yield interesting results for use by other firms, policymakers and Government as I look forward to working in academia upon completion.

The Finance and Banking Research Centre (FiBRe)

Corporate finance, Risk management.

BS.c. Banking and Finance, Iwo, MBA (International Business) OAU, MS.c. Banking and Finance, Iwo.

Title

Credit risk, corporate governance associated risk factors and banks profitability in Sub-Saharan Africa

Abstract

Credit risk has proven to be a major challenge to banks, regulators and other financial institutions for over two decades. Its link towards corporate governance and other risk factors is an important aspect towards banks profitability which has occupied an important place in the agenda of practitioners, academics and the business world. Despite the extensive research on the subject, sub-Saharan African banks is still battling with overabundance of deficiencies, corruption, impoverished corporate governance and unpredictable macroeconomic climate. This research seeks to refocus the credit risk argument by examining the interrelationship between associated risk factors, ownership structures, and board size play on the relationship between credit risks and bank profitability in Sub-Saharan Africa.

Dr. Albert Danso, Dr. Renata Konadu, Dr. Jingsi Leng